Click to Advertise here like this

Beescoin
Search & explore anything or Enjoy Exclusive Offers

Star Health Super Surplus Insurance Policy

09.06.20 10:36 AM Comment(s) By Gaurav

Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)
POLICY BENEFITS
ELIGIBILITY
GENERAL TERMS
POLICY BENEFITS
Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)

Silver Plan
Gold Plan
Sum Insured on Individual BasisSum Insured on Individual Basis
In-Patient Hospitalization Expenses: Room, Boarding and Nursing expenses subject to a maximum of Rs.4,000/- per day.In-Patient Hospitalization Expenses : Room (Single Standard A/C Room), Boarding and Nursing expenses
Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
Anesthesia, Blood, Oxygen, and Operation Theatre charges, Cost of Pacemakers.Anesthesia, Blood, Oxygen, and Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials, X-ray and Cost of Pacemakers.
Pre and Post Hospitalization – 30 days and 60 daysPre and Post Hospitalization – 60 days and 90days.
Pre-Existing Diseases / Illness: Covered after 36 months of continuous Insurance without break with any Non Life Indian Insurance Company.Pre Existing Diseases as defined in the policy until 12 consecutive months of continuous coverage have elapsed; since inception of the first policy with any Indian Insurer.
Waiting period for Specific diseases – 24 monthsWaiting period for Specific diseases – 12 months
Deductible applied for each and every claimThe Proposer can opt at the beginning of 6th year before renewal of this policy or later during any successive renewal , for an Indemnity Health Insurance policy without defined limit offered by the Company with continuity of benefits for the average sum insured of immediately preceding 5 years period subject to the following :- All the Insured Persons are insured with the Company under this policy before the age of 50 years and have been continuously renewed without any break No claim has been made during the immediately preceding 5 years. The proposer should exercise this option for all the insured persons. This policy shall not be further renewed if the option is exercised
Delivery Expenses: Expenses for a Delivery including Delivery by Caesarean section (including pre-natal, post-natal expenses and lawful medical termination of pregnancy) up-to Rs.50,000/- per policy period, subject to a maximum of 2 deliveries in the entire life time of the insured person are payable while the policy is in force.
Organ Donor Expenses for organ transplantation where the insured person is the recipient are payable provided the claim for transplantation is payable and subject to the availability of the sum insured. Donor screening expenses and post-donation complications of the donor are not payable.
Recharge Benefit : If the sum insured under the policy is exhausted/ exceeded during the policy period, additional indemnity up to the limits
Emergency ambulance charges for transporting the insured patient to the hospital up to Rs.3,000/- per policy period
Air Ambulance cover: Up to 10% of the sum insured per policy period for Sum Insured of Rs.7 lacs and above.
Facility of obtaining Medical Second opinion
Co-pay of 10% of each and every claim amount for insured person whose age at the time of entry is above 60 years
Star Super Surplus (Floater ) Insurance Policy (Unique Id : SHAHLIP19042V031819) (Family Floater Basis)
Silver Plan
Gold Plan
Sum Insured on Floater BasisSum Insured on Floater Basis
In-Patient Hospitalization Expenses: Room, Boarding and Nursing expenses subject to a maximum of Rs.4,000/- per day.In-Patient Hospitalization Expenses : Room (Single Standard A/C Room), Boarding and Nursing expenses
Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.Surgeon’s fees, Consultant’s fees, Anesthetist’s and Specialist’s fees.
Anesthesia, Blood, Oxygen, and Operation Theatre charges, Cost of Pacemakers.Anesthesia, Blood, Oxygen, and Operation Theatre charges, Surgical Appliances, Medicines and Drugs, Diagnostic Materials, X-ray and Cost of Pacemakers.
Pre and Post Hospitalization – 30 days and 60 daysPre and Post Hospitalization – 60 days and 90days.
Pre-Existing Diseases / Illness: Covered after 36 months of continuous Insurance without break with any Non Life Indian Insurance Company.Pre Existing Diseases as defined in the policy until 12 consecutive months of continuous coverage have elapsed; since inception of the first policy with any Indian Insurer.
Waiting period for Specific diseases – 24 monthsWaiting period for Specific diseases – 12 months
Deductible applied for each and every claimThe Proposer can opt at the beginning of 6th year before renewal of this policy or later during any successive renewal , for an Indemnity Health Insurance policy without defined limit offered by the Company with continuity of benefits for the average sum insured of immediately preceding 5 years period subject to the following :- All the Insured Persons are insured with the Company under this policy before the age of 50 years and have been continuously renewed without any break No claim has been made during the immediately preceding 5 years. The proposer should exercise this option for all the insured persons. This policy shall not be further renewed if the option is exercised
Delivery Expenses: Expenses for a Delivery including Delivery by Caesarean section (including pre-natal, post-natal expenses and lawful medical termination of pregnancy) up-to Rs.50,000/- per policy period, subject to a maximum of 2 deliveries in the entire life time of the insured person are payable while the policy is in force.
Organ Donor Expenses for organ transplantation where the insured person is the recipient are payable provided the claim for transplantation is payable and subject to the availability of the sum insured. Donor screening expenses and post-donation complications of the donor are not payable.
Recharge Benefit : If the sum insured under the policy is exhausted/ exceeded during the policy period, additional indemnity up to the limits
Emergency ambulance charges for transporting the insured patient to the hospital up to Rs.3,000/- per hospitalization
Air Ambulance cover: Up to 10% of the sum insured per policy period for Sum Insured of Rs.10 lacs and above.
Facility of obtaining Medical Second opinion
Co-pay of 10% of each and every where the age at entry is above 60 years

Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)
ELIGIBILITY
Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)

  • Any person aged between 18 years and 65 years can take this insurance.
  • Children can be covered from 91 days to 25 yrs. Children can be covered only along with parents.
  • No exit age, Life Long renewals
Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)
GENERAL TERMS
Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)

  • No pre-acceptance medical screening.
  • Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.
  • A free look period of 15 days from the date of receipt of the policy is available for reviewing the policy terms and conditions (Not Applicable for Renewals).
Click here to buy this policy online instantly (Individual Plan)
Click here to buy this policy online instantly (Family Plan)
Share -