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| Pay to BEESCOIN | Pay Now |
| Pay to PM CARES-PRIME MINISTER'S CITIZEN ASSISTANCE AND RELIEF IN EMERGENCY SITUATION FUND | Pay Now |
| What is the maximum free withdrawal limit from ATM ? | In case of same bank ATM we can withdraw a maximum of 5 times free of cost in a month. In case of other bank ATM we can withdraw a maximum of 3 times free of cost in a month. Few banks give special benefits to their special customers for free withdrawal limits. |
| How to set my UPI pin for UPI transactions ? | click here to explore now |
| What is UPI ? | Will be available here soon |
| What is UPI payment transaction limit ? | You can send a maximum of Rs. 100000 in a day using UPI platform of your savings bank account. |
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| What is CVV code | CVV code or Card Verification Value is the 3 to 4 digit secret code available in the back side of the Credit or Debit card to initiate a transaction. |
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| Will the debit card or credit card number change if we block and reapply ? | Yes. Debit Card or Credit Card number along with all other details like month of expiry, year of expiry and CVV code will change if we block and reapply them |
| Can we directly use debit card online after opening bank account ? | We can directly start using the debit card for online transactions in few banks where we get a facility of virtual debit card. On the other hand few other banks have a condition to do a cash withdrawal from ATM before using it for online transactions. |
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| Difference between debit card and credit card | Debit Card can be used to make payment or withdraw money from the balance available on the linked bank account. On the other hand Credit Card is like a loan where the user gets a credit limit which he can use and he have to make the payment for it within the specified time period. |
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| Can I purchase on installments/ EMI through debit card? | Debit Cards of some banks are providing EMI or installment facility with selected merchants. |
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| What happens when a person has due amount on his credit cards and opens a new bank account in same bank ? | click here to explore now |
| Is it a problem if we do online international payments or transactions through debit card frequently? | There is no such problem but the transactions should be for legal activities and they should be for personal use only (for savings bank account) |
| If I found someone's ATM card, Debit Card, Credit Card in the road how can I get the customers number to return him back | Normally if someone lost their Card they make a request to block it from their Bank. But then also it is advisable to submit the card to the issuer bank nearest branch. |
| How can I apply for a Credit Card using any of my existing Bank Credit Card ? What is Card against Card? | Card against Card is a facility where any credit card company or bank gives you a credit card after verifying that you already own a credit card with an another bank and with good record. You have to contact the bank where you want to apply for the new credit card and tell them that you want a card against card. |
| What is minimum amount due in credit card ? | This is the minimum amount which we have to pay so that the credit card issuer did not charge any penalty or affect our credit score. |
| What is total amount due in credit card | This is the total amount which we have to pay to the credit card issuer. If we fail to pay it then the interest will be charged on it. |
| What is due date in credit card | Due date is the date by when we have to pay all our credit card outstanding as per the statement. If not paid then interest, penalty or both will be charged |
| What is grace period in credit card | Some Credit Card issuer provides extra days for the bill payment after the due date, this is known as grace period. Most bank give a grace period of 3 days. |
| What is interest on credit card | On non payment of total amount due, credit card company charges interest on the total outstanding amount. Interest is also charged on EMI transactions |
| What is penalty amount on credit card | Credit Card Company also charges penalty on non payment of minimum amount due for the statement. |
| What is over limit charge on credit card | If we over use our credit card or if we spend more than our available credit limit then credit card company charges over limit charge. |
| What is credit score | Credit Score shows the credit worthiness of a person. The more credit score a person have the more credit limit or loan amount he can get |
| What is credit rating companies | These are companies who manage data of person and give credit ratings to them as per their loan or credit card records |
| What is secured credit card | Secured credit card are given against any asset to any person. People can take these credit card against FD, Mutual Fund etc |
| What is Un secured/ Unsecured credit card | These credit card are given to people after reviewing his credit worthiness. |
| What is Reward points on credit Card | Most credit card companies give reward points to their customers for every transaction they do on their credit card. Card holders can redeem this point as per bank policies |
| What is Cashback/ Cash back on credit card | Few credit card company gives cashback to the card holder on selected merchants or partner merchants on using their credit card for payment. |
| What are offers on credit card | Most credit card companies give offer to their card holder like- milestone reward, petrol fee waiver, monthly cashback offers etc. |
| What is Cryptocurrency ? | Crytocurrency is a decentralised token used to make payment without any bank or such institute. It can be used world wide to send or receive payment instantly with very low fee |
| What is Bitcoin ? | Bitcoin is a cryptocurrency used to make or receive payment world wide without any bank or such institute and with very low fee. Bitcoin is worlds 1st cryptocurrency |
| What is Litecoin ? | Litecoin is a cryptocurrency used to make or receive payment world wide without any bank or such institute and with very low fee. |
| What is Etherium ? | Etherium is a cryptocurrency used to make or receive payment world wide without any bank or such institute and with very low fee. |
| What is Dogecoin ? | Dogecoin is a cryptocurrency used to make or receive payment world wide without any bank or such institute and with very low fee. |
| What is Blockchain ? | Blockchain is a platform or exchange from where we can buy or sell our desired cryptocurrency. |
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