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| Product Name/ Your Question | Purchase Option/ Your Answer |
|---|---|
click here to become Star Health Insurance agent online instantly  | |
| Star Health Mediclassic Individual Health Insurance | click here to know more about this policy |
| Star Health Family Optima Health Insurance | click here to know more about this policy |
| Star Health Accident Care Insurance | click here to know more about this policy |
| Star Outpatient Care Individual | click here to know more about this policy |
| Star Hospital cash Family | click here to know more about this policy |
| Star Hospital cash Individual | click here to know more about this policy |
| STAR HEALTH GAIN POLICY (INDIVIDUAL) | click here to know more about this policy |
| STAR HEALTH GAIN POLICY (FAMILY FLOATER) | click here to know more about this policy |
| STAR SUPER SURPLUS INSURANCE POLICY (FAMILY FLOATER) | click here to know more about this policy |
| STAR SUPER SURPLUS INSURANCE POLICY (INDIVIDUAL) | click here to know more about this policy |
| Comprehensive Floater | click here to know more about this policy |
| Comprehensive Individual | click here to know more about this policy |
| STAR CANCER CARE GOLD | click here to know more about this policy |
| Senior Citizens Red Carpet Family | click here to know more about this policy |
| Senior Citizens Red Carpet | click here to know more about this policy |
| STAR SPECIAL CARE- For children diagnosed with Autism Spectrum Disorder | click here to know more about this policy |
| Star Outpatient Care Family | click here to know more about this policy |
| Why we should buy Health Insurance | click here to explore now |
| If medical insurance is paid by Father on behalf of independent son then who gets tax benefit | click here to explore now |
| IC38 General Insurance Agent Exam IRDA Questions and Answers | click here to explore now |
| Is health insurance policies helpful in Critical Condition of Health ? | click here to explore now |
| Is it possible to get health insurance for bed patient ? | click here to explore now |
| What is Health Insurance ? | Health Insurance is any kind of policy which we take to secure ourself from all medical expenses in future. |
| What is insured (Who is insured) | Insured is that person who buy an insurance policy or who is covered under that insurance policy |
| What is insurer (Who is insurer) | Insurer can be any Insurance company who is giving insurance cover to their clients. |
| What is insuree (Who is insuree) | Insured is that person who buy an insurance policy or who is covered under that insurance policy |
| What is proposer (Who is proposer) | Proposer is the person who is buying an insurance policy for either himself or for someone else. |
| What is free look up period ? | Free look up period is a time period within which a policy holder can surrender his policy if he dont like it. Free look up period may be for a period of 15 days after getting the policy. |
| What is grace period ? | Grace period is the extra time period within which he can renew his policy after the renewal date. Grace period may be for a period of 30 days after policy renewal date |
| What is premium | Premium is the amount which a policy holder pay to the insurance company to get his insurance. |
| What is Sum Assured | SUm Assured is the total amount or benefit which a person will get at the time of claim. |
| What is Floater Plan | Floater Plan is any single premium plan where a person can insure his full family with a single premium amount. |
| What is exclusion and inclusion in Health Insurance policy | Exclusion are those clauses or diseases which are not included in the policy. Inclusion are those clauses or diseases which are included in the policy |
| What is No claim bonus | No claim bonus is the additional benefit a person gets from the Health Insurance company on his renewal if he dont make any claim on the previous policy |
| What is cooling period or waiting period | Cooling Period or Waiting Period is a time period within which a person cannot make any claim for selected diseases. Cooling period/ Waiting Period may lasts upto 4 years |
| What is PED or Pre Existing Diseases | These are diseases which a person have at the time when he is buying the policy. The person cannot claim for these diseases or he can claim after 2 to 4 years |
| What is Health Insurance Portability | This is an option where a person can port his policy from one insurance company to other if he dont like the service of the previous insurance company |
| Can we take health insurance in one city but have treatment in another city ? | The health insurance premium differs on every city. It is advisable to get treatment on same city where you have bought your insurance or the city which you have mentioned while buying the insurance. |
| Is uterus removal surgery covered in health insurance ? | You have to check your Health insurance plan and any waiting period for it if available. If your policy covers this kind of surgery and you have completed the waiting period then you will get the claim |
| Can we make mediclaim just after buying Medical/ Health Insurance ? | After buying the policy you should wait for a minimum period of 1 month before making the claim.There will be waiting period for few diseases and you can make your claim for these diseases only after the waiting period. Waiting period may extend from 1 year to 4 years, depending upon the disease and any pre existing diseases you have. |
| Should I keep my health insurance in India when I am working in abroad as a Indian citizen | If you have a plan of returning back to India then you should keep your Indian Health Insurance policy as it will be helpful for you when you will come back to India. While if you want to permanently settle in abroad then you can stop your Indian Health Insurance policy. |
| Will the premium amount be same for my wife if I add on my wife in my health insurance? | Premium amount depends upon various factors like- age, gender, past medical history, any pre existing disease, region etc. So the health insurance premium may differ for your wife. |