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Star Health Mediclassic Individual Health Insuranceclick here to know more about this policy
Star Health Family Optima Health Insuranceclick here to know more about this policy
Star Health Accident Care Insuranceclick here to know more about this policy
Star Outpatient Care Individualclick here to know more about this policy
Star Hospital cash Familyclick here to know more about this policy
Star Hospital cash Individualclick here to know more about this policy
STAR HEALTH GAIN POLICY (INDIVIDUAL)click here to know more about this policy
STAR HEALTH GAIN POLICY (FAMILY FLOATER)click here to know more about this policy
STAR SUPER SURPLUS INSURANCE POLICY (FAMILY FLOATER)click here to know more about this policy
STAR SUPER SURPLUS INSURANCE POLICY (INDIVIDUAL)click here to know more about this policy
Comprehensive Floaterclick here to know more about this policy
Comprehensive Individualclick here to know more about this policy
STAR CANCER CARE GOLDclick here to know more about this policy
Senior Citizens Red Carpet Familyclick here to know more about this policy
Senior Citizens Red Carpetclick here to know more about this policy
STAR SPECIAL CARE- For children diagnosed with Autism Spectrum Disorderclick here to know more about this policy
Star Outpatient Care Familyclick here to know more about this policy
Why we should buy Health Insuranceclick here to explore now
If medical insurance is paid by Father on behalf of independent son then who gets tax benefitclick here to explore now
IC38 General Insurance Agent Exam IRDA Questions and Answersclick here to explore now
Is health insurance policies helpful in Critical Condition of Health ?click here to explore now
Is it possible to get health insurance for bed patient ?click here to explore now
What is Health Insurance ?Health Insurance is any kind of policy which we take to secure ourself from all medical expenses in future.
What is insured (Who is insured)Insured is that person who buy an insurance policy or who is covered under that insurance policy
What is insurer (Who is insurer)Insurer can be any Insurance company who is giving insurance cover to their clients.
What is insuree (Who is insuree)Insured is that person who buy an insurance policy or who is covered under that insurance policy
What is proposer (Who is proposer)Proposer is the person who is buying an insurance policy for either himself or for someone else.
What is free look up period ?Free look up period is a time period within which a policy holder can surrender his policy if he dont like it. Free look up period may be for a period of 15 days after getting the policy.
What is grace period ?Grace period is the extra time period within which he can renew his policy after the renewal date. Grace period may be for a period of 30 days after policy renewal date
What is premiumPremium is the amount which a policy holder pay to the insurance company to get his insurance.
What is Sum AssuredSUm Assured is the total amount or benefit which a person will get at the time of claim.
What is Floater PlanFloater Plan is any single premium plan where a person can insure his full family with a single premium amount.
What is exclusion and inclusion in Health Insurance policyExclusion are those clauses or diseases which are not included in the policy. Inclusion are those clauses or diseases which are included in the policy
What is No claim bonusNo claim bonus is the additional benefit a person gets from the Health Insurance company on his renewal if he dont make any claim on the previous policy
What is cooling period or waiting periodCooling Period or Waiting Period is a time period within which a person cannot make any claim for selected diseases. Cooling period/ Waiting Period may lasts upto 4 years
What is PED or Pre Existing Diseases These are diseases which a person have at the time when he is buying the policy. The person cannot claim for these diseases or he can claim after 2 to 4 years
What is Health Insurance PortabilityThis is an option where a person can port his policy from one insurance company to other if he dont like the service of the previous insurance company
Can we take health insurance in one city but have treatment in another city ?The health insurance premium differs on every city. It is advisable to get treatment on same city where you have bought your insurance or the city which you have mentioned while buying the insurance.
Is uterus removal surgery covered in health insurance ?You have to check your Health insurance plan and any waiting period for it if available. If your policy covers this kind of surgery and you have completed the waiting period then you will get the claim
Can we make mediclaim just after buying Medical/ Health Insurance ?After buying the policy you should wait for a minimum period of 1 month before making the claim.There will be waiting period for few diseases and you can make your claim for these diseases only after the waiting period. Waiting period may extend from 1 year to 4 years, depending upon the disease and any pre existing diseases you have.
Should I keep my health insurance in India when I am working in abroad as a Indian citizenIf you have a plan of returning back to India then you should keep your Indian Health Insurance policy as it will be helpful for you when you will come back to India. While if you want to permanently settle in abroad then you can stop your Indian Health Insurance policy.
Will the premium amount be same for my wife if I add on my wife in my health insurance?Premium amount depends upon various factors like- age, gender, past medical history, any pre existing disease, region etc. So the health insurance premium may differ for your wife.